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1 effective annual interest rate
Finthe average interest rate paid on a deposit for a period of a year. It is the total interest received over 12 months expressed as a percentage of the principal at the beginning of the period.The ultimate business dictionary > effective annual interest rate
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2 effective annual rate
Accounting: EAR (of interest)Универсальный русско-английский словарь > effective annual rate
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3 APR
abbr. FinAnnual or Annualized Percentage Rate of interest: the interest rate that would exist if it were calculated as simple rather than compound interest.EXAMPLEDifferent investments typically offer different compounding periods, usually quarterly or monthly. The APR allows them to be compared over a common period of time: one year. This enables an investor or borrower to compare like with like, providing an excellent basis for comparing mortgage or other loan rates.APR is calculated by applying the formula:APR = [1 + i/m]m – 1.0In the formula, i is the interest rate quoted, expressed as decimal, and m is the number of compounding periods per year.The APR is usually slightly higher than the quoted rate, and should be expressed as a decimal, that is, 6% becomes 0.06. When expressed as the cost of credit, other costs should be included in addition to interest, such as loan closing costs and financial fees. -
4 действующая годовая процентная ставка
1) Economy: effective annual rate2) Finances: EAPR (Effective Annual Percentage Rate)3) Investment: effective annual interest rateУниверсальный русско-английский словарь > действующая годовая процентная ставка
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5 effektiv årsrente
subst. (økonomi) effective annual interest rate -
6 effektiv
I Adj.1. (tatsächlich) actual; WIRTS. auch effective; effektive Verzinsung net yield; der effektive Jahreszins für ein Darlehen: the net annual interest rate2. (wirksam) effectiveII Adv.1. effectively2. umg. (wirklich) really, literally; (ganz sicher) definitely; wir haben effektiv zu wenig Geld für ein neues Auto we definitely have too little ( oder don’t have enough) (money) for a new car* * *effective; actual* * *ef|fek|tiv [Efɛk'tiːf]1. adj1) effective2) (= tatsächlich) actualeffektíve Verzinsung or Rendite — net yield
2. adv(= bestimmt) actuallyich weiß effektív, dass... — I know for a fact that...
effektív nicht/kein — absolutely not/no
* * *ef·fek·tiv[ɛfɛkˈti:f]I. adj1. (wirksam) effectiveII. adv1. (wirksam) effectively2. (tatsächlich) actuallyEuro 5.000 \effektiv verdienen to gross 5,000 euros* * *1.Adjektiv effective2.adverbial effectively* * *A. adjeffektive Verzinsung net yield;der effektive Jahreszins für ein Darlehen: the net annual interest rate2. (wirksam) effectiveB. adv1. effectivelywir haben effektiv zu wenig Geld für ein neues Auto we definitely have too little ( oder don’t have enough) (money) for a new car* * *1.Adjektiv effective2.adverbial effectively* * *adj.actual adj. adv.effectively adv. -
7 фактическая годовая процентная ставка
рассчитывается как отношение заработанной или выплаченной суммы процентов к сумме вклада (principal) на начало года
Специализированный русско-английский словарь бухгалтерских терминов > фактическая годовая процентная ставка
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8 ростовщические проценты
1. insurious interest2. usurious interest3. usurious rate4. usuryРусско-английский большой базовый словарь > ростовщические проценты
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9 процент
1) (доход с капитала) interestприносить проценты — to yield / to bear interests
проценты с его капитала составляют... — the interest on his capital comes to...
высокий процент — high interest, high rate of interest
накопленные проценты — added / accrued interest
низкий процент — low rate of interest, low interest
действующая / эффективная норма / ставка процента — effective interest rate
включая проценты, с процентами — cum / with interest
исключая проценты — ex / without interest
2) (доля целого без указания числа) percentage3) (сотая доля) per cent -
10 фактическая годовая процентная ставка
Accounting: effective annual rate (рассчитывается как отношение заработанной или выплаченной суммы процентов к сумме вклада (principal) на начало года), effective annual rate of interest (рассчитывается как отношение заработанной или выплаченной суммы процентов к сумме вклада (principal) на начало года)Универсальный русско-английский словарь > фактическая годовая процентная ставка
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11 jährliche Effektivverzinsung
jährliche Effektivverzinsung f FIN effective annual yield, EAY (Synonym bei Geldanlagen und Krediten: Rendite und Effektivzins; tatsächlicher Ertrag einer Anlage bzw. tatsächliche Kreditkostenbelastung unter Berücksichtigung aller einmaligen und laufenden Erträge und Kosten als relativ zuverlässige Preis- und Konditionenvergleichsbasis; a method, specified by law, for calculating the real nominal annual rate of return, to compare instruments with different ways of computing interest, e.g. weekly, monthly …; cf effektiver Jahreszins, EAR, APR)Business german-english dictionary > jährliche Effektivverzinsung
См. также в других словарях:
Effective Annual Interest Rate — An investment s annual rate of interest when compounding occurs more often than once a year. Calculated as the following: Consider a stated annual rate of 10%. Compounded yearly, this rate will turn $1000 into $1100. However, if compounding… … Investment dictionary
Effective annual interest rate — An annual measure of the time value of money that fully reflects the effects of compounding. The New York Times Financial Glossary … Financial and business terms
effective annual interest rate — An annual measure of the time value of money that fully reflects the effects of compounding. Bloomberg Financial Dictionary … Financial and business terms
Stated Annual Interest Rate — The return on an investment that is expressed as a per year percentage, and that does not account for compounding that occurs throughout the year. The effective annual interest rate, on the other hand, does account for intra year compounding that … Investment dictionary
effective annual rate — UK US noun [C] (also effective annual interest rate) ► FINANCE the actual rate of interest paid or charged over one year: »The effective annual rate is the amount of interest charged on an overdraft, not including any fees or charges … Financial and business terms
Annual percentage rate — Parts of total cost and effective APR for a 12 month, 5% monthly interest, $100 loan paid off in equally sized monthly payments. The term annual percentage rate (APR), also called nominal APR, and the term effective APR, also called EAR,[1]… … Wikipedia
Effective interest rate — The effective interest rate, effective annual interest rate, Annual Equivalent Rate (AER) or simply effective rate is the interest rate on a loan or financial product restated from the nominal interest rate as an interest rate with annual… … Wikipedia
Interest rate — Finance Financial markets Bond market … Wikipedia
Interest rate swap — An interest rate swap is a derivative in which one party exchanges a stream of interest payments for another party s stream of cash flows. Interest rate swaps can be used by hedgers to manage their fixed or floating assets and liabilities. They… … Wikipedia
interest rate — The percentage of an amount of money which is paid for its use for a specified time. Commonly expressed as an annual percentage rate (APR). Federal and state laws regulate interest rate amounts and disclosures on consumer loans. See annual… … Black's law dictionary
interest rate — The percentage of an amount of money which is paid for its use for a specified time. Commonly expressed as an annual percentage rate (APR). Federal and state laws regulate interest rate amounts and disclosures on consumer loans. See annual… … Black's law dictionary